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Ms. Nar S. is a 53-year-old woman who lives in Yoff.  She is married and the mother of one child, who is 29.  Ms. S. is active in making clothing.  In addition, she sells breakfasts in a district school.  She has over ten years of experience in these activities.  Selling breakfasts is a business that her mother passed down to her.  And under her guidance, Ms. S. then made her choice.  She really enjoys making clothing and selling them, on credit, to her customers. 

Ms. S. has been a member of the Yoff branch since January 2004.  She is requesting a loan of 200,000 francs for buying cloth and some trim to be sold.  Her goal is to increase her profits in order to cope with schooling costs for her grandchildren.  She also wishes to bolster her savings, so that she is able to acquire a plot of land in the future. 
View original language description ↓
Madame Nar S. est une femme de 53 ans. Elle habite à Yoff. Elle mariée et mère d’un enfant de 29 ans. Elle s’active dans la confection d’habits. En plus elle vend du petit déjeuner dans une école du quartier. Elle a une expérience de plus de dix ans dans ces activités. La vente de petit déjeuner est une activité qu’elle a héritée de sa mère. Et c’est sous l’influence de cette dernière qu’elle a fait son choix. C’st un grand plaisir pour elle de confectionner des habits et de les vendre a crédits a ses clients. Elle est membre de la caisse de Yoff depuis janvier 2004. Elle sollicite un crédit de 200 000 frs prévu pour l’achat de tissus et de garnitures destinés à la vente. Son objectif est d’accroitre ses bénéfices afin de pouvoir faire face au règlement de la scolarité de ses petits fils. Elle souhaite aussi renforcer son épargne de sorte à parvenir à acquérir un terrain dans l’avenir.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 42
    View loans »
    Senegal Loans Fundraising
  • $14,549,700
    Funds lent in using Kiva
  • 472.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Nar buying cloth and trim.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 26, 2010
Oct 31, 2010
Currency Exchange Loss:
Sep 15, 2011