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Joyce O. is a thirty-five year old cereals sales lady in Likoni Mombasa. She is married to Hezekiel, who is a contractor, and supports her income. They are blessed with four children. Joyce has been in the cereals and onion selling business for the last year and has done a great job.

Joyce has now applied for her second loan in KADET, and she wants to purchase more sacks of cereals and onions for sale and use the anticipated profit to boost her second business, which is food vending. She hopes to have a successful future.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 987
    View loans »
    Kenya Loans Fundraising
  • $43,091,150
    Funds lent in using Kiva
  • 80.8
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $500 helped Joyce to purchase more sacks of cereals and onions.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Nov 2, 2010
Currency Exchange Loss:
Nov 16, 2011