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Bernardo Tacalina
Bernardo Tacalina V. was born in the province of Zambezia, in central Mozambique. He is married and has 4 children, ages 9 to 19. All attend school. He only completed school through the 4th grade and did not continue because he was conscripted for mandatory military service. He lives in his own home and also supports his brother, who lives with him.

He left Zambezia for Maputo to complete his military service. He is a pensioner of the Ministry of Defense and receives a monthly pension of 7.328.00mt which he uses for household expenses and also saves a bit in his bank account.

He has previously had loans with other banks (BIM). He learned about Hluvuku through his niece who is also a client of this institution. This is his first loan, in the amount of 10.300.00mt, which he plans to use to purchase construction materials (cement, paint, sand, iron, etc.) to continue building his house.

He promises to pay the loan on time in order to have access to others. In the future he plans to request additional loans to complete his home and begin a business.
View original language description ↓
Bernardo Tacalina V. nasceu na Província de Zambezia, centro de Moçambique casado e pai de 4 filhos de idades entre 09 a 19 anos de idade, todos vão a Escola. Fez somente 4ª classe e não continuou porque foi incorporado no serviço militar obrigatório. Vive na casa própria e sustenta seu irmão que vive com ele.

Saiu da Zambezia para Maputo cumprindo o serviço militar, é pensionista do Ministério da Defesa e recebe uma pensão mensal de 7.328.00mt que aplica nas despesas de casa e ainda consegue poupar algum na sua conta bancaria.

Ja teve empréstimos em outros bancos (BIM), conheceu a Hluvuku através de sua sobrinha que também é cliente desta instituição. Este é o seu primeiro empréstimo no valor de 10.300.00mt com o qual pretende comprar material de construção (cimento, tinta, areia, ferro e outros) para dar continuidade com a construção da sua casa.

Compromete se a pagar devidamente o empréstimo para poder aceder a outros. No futuro pretende solicitar mais empréstimo para concluir a sua residência e iniciar uma actividade comercial.







Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 62
    View loans »
    Mozambique Loans Fundraising
  • $2,725,575
    Funds lent in using Kiva
  • 36.2
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Bernardo Tacalina purchase construction materials (cement, paint, sand, iron, etc. ).
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 7, 2010
Listed
Oct 31, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 20, 2012