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Maria Magdalena
María, 43, has a call center in the front part of her house. She lives in the Suburbio de Guayaquil (an urban area where the majority of inhabitants are small business owners).

Five years ago she started with a hub of telephone booths since her daughters had finished their studies. Her husband works as a driver with an express taxi service and with the income from the call center has been been able to expand his business. She works from 7 a.m. until 10 p.m. To additionally stock the business she also sells paper goods, notebooks and pens--she has a mini stationery shop.

With the loan she wants to purchase stationery supplies and air time for calls. In the future she wants to have her business well stocked to meet her customers' expectations and thus give a good life to her family.
View original language description ↓
María de 43 años, tiene un centro de llamadas en la parte delantera de su casa, vive en el Suburbio de Guayaquil(zona urbana, la mayoría de habitantes son comerciantes informales).

Hace 5 años empezó con el centro de cabinas telefónicas ya que sus hijas terminaron los estudios. El esposo trabaja en un expreso como chofer y con los ingresos del centro de llamadas ha podido agrandar el negocio. Ella trabaja desde las 07h00am hasta las 22h00pm. Para surtir mas el negocio ella también vende papelería, cuadernos, plumas tiene una mini papelería.

Con el préstamo quiere comprar papelería y tiempo aire para las llamadas. En el futuro quiere tener su negocio bien surtido para cubrir las expectativas de sus cliente y asi darle una buena vida a su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $23,137,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Magdalena paper goods, air time for call booths.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2010
Listed
Oct 30, 2010
Currency Exchange Loss:
N/A
Ended:
Oct 19, 2011