Mayra is 27 years old and sells Yambal products. Yambal is a company which provides female entrepreneurs with the opportunity to make their own independent sales. She lives in Paraíso de Guayaquil (a peri-urban area with dirt roads, whose houses are located in the mountains).
Three years ago she started selling Yambal products in order to help her husband with household expenses since they have two children – a 3 year old and a 1 year old. She makes her product orders every two weeks and begins to market them with a catalog. She sells perfume, creams, deodorants, make up etc. She goes door to door in the streets of Paraíso, selling her products to acquaintances and friends.
With her loan she would like to buy perfume, creams and make up in order to have more variety in her products. In the future she would like to have a store where she can sell her products and start to build a cement house as her house is currently made from cane.
Mayra de 27 años, vende productos Yambal (empresa que ofrece a mujeres emprendedoras comenzar con sus ventas independientes), vive en el Paraíso de Guayaquil (zona periurbana, con caminos de tierra y las casas están ubicadas en montañas).
Hace tres años comenzó a vender productos Yambal para poder ayudar con los gastos a su esposo ya que tiene dos hijos de 3 y 1 años. Ella hace los pedidos de productos cada 15 días y comienza a promocionarlos con una revista. Vende perfumes, cremas, desodorantes, maquillaje etc. Trabaja recorriendo las calles de Paraíso y vendiendo los productos a sus conocidos y amigas.
Con el préstamo quiere comprar perfumes, cremas, maquillaje para tener mas variedad en sus productos. En el futuro quiere tener un local para vender los productos y comenzar a construir su casa de cemento ya que ahora es de caña.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.