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Rachel is 33 years old and married with three children who are 3, 5 and 8 years old. Rachel owns a shop where she sells a variety of goods including cosmetics, water and some other goods as shown. Rachel has had this shop for a few years. Her shop is open from early in the morning until late in the evening.

Rachel needs to request a Kiva loan via Vision Finance Company s.a. With this loan, she will expand her business by purchasing a variety of foodstuffs in high demand by a large number of her customers. These foodstuffs will include rice, sugar, beans, Irish potatoes, cooking oil, etc. With these additional foodstuffs, Rachel will hopefully earn more profit, which will allow her to keep reinvesting for better financial stability and to continue taking care of her future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 31
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 583.0
    Rwanda Francs (RWF) = $1 USD