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Lida Johanna
Lida Johanna M. S. is 21 years old, single, and lives with her parents in the canton of San Miguel in Bolívar Province. She does not have children.

Lida is a member of the Communal Bank “La Florida”, which is located a half hour away from the canton of San Miguel. The group engages in agriculture as the main source of income for their families. This Communal Bank has 14 members.

Lida is a farmer who grows corn, wheat, beans, and potatoes. She purchases her supplies in San Miguel and sells at the San Miguel Market and in her community. Lida is requesting a loan to purchase supplies for growing corn, wheat, beans, and potatoes. The support of this loan will help meet the needs of her family. Her dream is to build a house

Lida enjoys studying English.

View original language description ↓
Lida Johanna M. S. tiene 21 años. Es soltera vive con los padres, vive en el cantón de San Miguel en la Provincia de Bolívar. No Tiene hijos.

Lida pertenece a la Ventanilla La Florida ubicada a media hora del Cantón San Miguel, es un grupo que se dedica a la agricultura como fuente para los ingresos de las familias, esta ventanilla tiene 14 miembros.

Lida se dedica a la agricultura, siembra maíz, trigo, fréjol y papa, las comprar las realiza en San Miguel y vende en el mercado de San Miguel y en la misma localidad.

Solicita el crédito para la compra de insumos para la siembra maíz, trigo, fréjol y papa. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades de la familia. Su sueño es hacer una casa.
Le gusta estudiar ingles

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Lida Johanna purchase supplies for growing corn, wheat, beans, and potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 15, 2010
Nov 1, 2010
Currency Exchange Loss:
Jan 17, 2012