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Grace N. lives in the Busega neighborhood in the city of Kampala, Uganda. She is married and has four children, all of whom are in school. She also takes care of her sister's children. Grace has a business selling second-hand clothes. She has been in this business for over 10 years and works 6 days a week selling her clothing at the market.

Grace has requested a loan of 500,000 Ugandan Shillings from MCDT SACCO to buy more bales of second-hand clothes. She also generates additional income through making hand crafts. Her main business challenges include transportation and thieves. Her goal for her business is to start selling wholesale and to educate her children up to university level. Grace lives in a home that she owns. She has access to electricity but not to piped water. Her major monthly expenses include feeding the family and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 161
    View loans »
    Uganda Loans Fundraising
  • $28,340,225
    Funds lent in using Kiva
  • 2,284.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Grace to buy more bales of second hand clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 27, 2010
Oct 30, 2010
Currency Exchange Loss:
Apr 20, 2011