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Razia's Group
In this Group: Razia , Rukhsana Shaheen, Rehana Kosar, Nasira, Shahida Bibi
Razia, 57, works from home as a seamstress to support her family financially. She mainly receives work from neighboring clients. She started this business after her husband’s death a few years ago. Her husband had been the only breadwinner of the family and after his death all responsibilities came onto her shoulders and she worked day and night to improve the financial condition of her family.

Razia is mother to two sons. Her elder son works in a brick furnace manufacturing brick and the younger is the janitor of a private company. They both contribute to the family financially. The family live in Gujranwala, a city located in Punjab and famous in Pakistan for its sweetmeat.

Razia has applied for a loan from Kiva partner Asasah for her elder son to start a driving business, as his current work doesn’t give him enough money to cover the family's financial needs. He will use the loan to purchase a rickshaw with which he will provide transportation services to passengers and earn income for the family.

Razia is hopeful that after this loan investment her family’s life will improve and she will be able to marry her elder son very soon. She is a regular loan user of Asasah and this is her second loan application. In the previous loan year, she built good credit behavior and attended every meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $1,075 loan helped a member to buy a rickshaw to start a driving business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 20, 2010
Oct 30, 2010
Currency Exchange Loss:
Oct 15, 2011