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Julia Lucila
Julia is 43 years old, separated, and lives with her daughter in the José Leonardo Ortiz district, one of the most populous districts of the region and the region with the highest poverty indicators, located within 5 minutes of the city of Chiclayo.
For 10 years she has had a business selling clothes in a store next to the Mercado Modelo (the main market in the city of Chiclayo), called Galerías Rosadas. She sells both new and used clothes and works from very early in the morning until very late in the evening. Her business is the only source of income that supports her family, so she tries to give her all to make the business successful. Thanks to this business, she has been able to support her daughter in her nursing studies, and this fills her with pride.
Julia is a woman who has already had loans financed by Kiva. This is her third loan and she told us that the loans she had previously enabled her to buy goods for her business during the different sales season. For this opportunity, she wants to get new clothes for the business, particularly summer season clothes because the heat is already starting to be felt in the area and she wants to have enough stock to respond to demand once the season changes. For this reason she is asking Edpyme Alternativa for a loan of $375.
She is happy and grateful to the people who collaborate with her through the Kiva program. During the time that she has been working with the organization she has shown herself to be punctual and responsible about making her repayments.
View original language description ↓
Julia tiene 43 años de edad, es separada y vive junto a su hija en el distrito de José Leonardo Ortiz, uno de los distritos con mayor población de la región y el distrito con mayores indicadores de pobreza ubicado a 5 minutos de la ciudad de Chiclayo.

Desde hace 10 años tiene un negocio de venta de ropa en una zona aledaña al Mercado Modelo (el principal mercado de la ciudad de Chiclayo) llamada Galerías Rosadas, ella vende ropa tanto nueva como usada y trabaja desde muy temprano en la mañana hasta muy avanzada la tarde. Su negocio es la única fuente de ingreso que sostiene a su familia, por lo que ella trata de dar todo de sí para sacar su negocio adelante, gracias a esta actividad ella ha podido apoyar a su hija en sus estudios de enfermería, lo que la llena de orgullo.

Julia es una mujer que ya ha trabajado con préstamos financiados por el fondo Kiva, esta es su tercera vez y ella nos comenta que con los préstamos que se le otorgaron anteriormente ella pudo adquirir mercadería para su negocio durante las diversas temporadas de venta. En esta oportunidad ella desea implementar el negocio con nuevas prendas, sobretodo de la temporada de verano, ya que el calor ya se está haciendo sentir en la zona y ella desea tener la mercadería suficiente para responder a la demanda una vez cambiada la estación. Por ello se encuentra solicitando a Edpyme Alternativa un crédito de 1000 nuevos soles.

Ella se encuentra bastante contenta y agradecida con las personas que colaboraron con ella a través del programa Kiva, durante el tiempo que viene trabajando ella ha demotrado ser una cliente puntual y responsable al momento de asumir sus pagos.

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Julia Lucila to buy clothes to grow her business selling in the market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 27, 2010
Listed
Oct 29, 2010
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2011