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José Miguel
José Miguel A. C. is 25 years old. He is single and lives with his parents in the San Miguel neighborhood in Bolívar province. He has one child.

José Miguel belongs to La Florida solidarity group which is located half an hour away from San Miguel. The members of the group work in farming as a source of income for their families. This solidarity group has 14 members.

José Miguel is a farmer. He sows corn, wheat, beans and potatoes. The support of this loan will help him financially and he will be able to provide for his family. His dream is to build a house.

He likes to participate in sports and go for walks with his family.
View original language description ↓
José Miguel A. C. tiene 25 años. Es soltero vive con los padres, vive en el cantón de San Miguel en la Provincia de Bolívar. Tiene 1 hijos.

José Miguel pertenece a la Ventanilla La Florida ubicada a media hora del Cantón San Miguel, es un grupo que se dedica a la agricultura como fuente para los ingresos de las familias, esta ventanilla tiene 14 miembros.

José Miguel se dedica a la agricultura, siembra maíz, trigo, fréjol y papa, las comprar las realiza en San Miguel y vende en el mercado de San Miguel y en la misma localidad.

Solicita el crédito para la compra de insumos para la siembra maíz, trigo, fréjol y papa. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades de la familia. Su sueño es hacer una casa.

Le gusta hacer deporte y paseo con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped José Miguel purchase of supplies for sowing corn, wheat, beans and potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 15, 2010
Oct 29, 2010
Currency Exchange Loss:
Nov 16, 2011