Three years ago, Claudio opened a small stationery shop in the front part of his house. As time passed, he was able to gain more customers. He sells notebooks, sheets of paper, pens, beverages, and other products. Claudio works every day between the hours of 8am and 8pm. When he leaves to go buy inventory, his wife stays behind and manages the shop. One of the complications of having his business in his house is that is a bit difficult to reach his house based on the area where he lives.
This loan will be used to buy cement and blocks so that he can remodel his house and provide more space for his business. In the future, Claudio hopes to finish the construction of his house and have a well-stocked stationery shop.
Hace tres años el tiene una pequeña papelería en la parte delantera de su casa, la ha surtido mediante ha pasado el tiempo y ha obtenido mas clientela. Vende cuadernos, hojas, plumas, bebidas etc. Trabaja desde las 08h00am hasta las 20h00pm todos los días. Cuando le sale a comprar la papelería su esposa se queda en el local atendiéndolo. Una de las complicaciones al tener su negocio es su casa es que es un poco complicado llegar al su casa debido al sector donde vive.
Con el préstamo quiere comprar cemento, bloques para readecuar su casa y darle mas espacio al negocio. En el futuro quiere terminar de construir su casa y tener una papelería bien surtida.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
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Success!! The loan was 100% repaid