Mr. Efraín is a young person who works selling goods on credit. He travels from the city of La Paz to Cochabamba where he distributes his products mainly in offices. He lives with his wife and their three children, the oldest of whom is in college and has decided to pursue music in a band. Mr. Efraín and his family live in the area of high Pampahasi which is located 30 minutes from the center of town. Mr. Efraín’s wife, Carmen, also works selling various goods on credit but only in La Paz.
Mr. Efraín requests a loan in order to help his son buy an electric keyboard for him to play in his band. Mr. and Mrs. Efraín hope to help their children become accomplished people with their own jobs. As a family, they hope to save enough money to buy a home.
El Sr. Efraín es una persona joven que se dedica a vender diferentes productos a crédito, viaja de la cuidad de la Paz a Cochabamba donde reparte sus productos principalmente en oficinas. El vive en junto a su esposa y sus tres hijos de los cuales el mayor que ya es bachiller comenzó a dedicarse a la música en un grupo musical. Efraín y su familia viven en la zona de alto Pampahasi que se encuentra a 30 minutos del centro de la cuidad. La esposa del Sr. Efrain, La Sra. Carmen, se dedica también a la venta de productos varios a crédito pero solamente en la ciudad de la Paz. Efraín solicita el préstamo para poder ayudar a su hijo a comprar un teclado eléctrico para que toque en su grupo. Ellos esperan poder ayudar a sus hijos para verlos como personas realizadas, con trabajos independientes. Y como familia esperan poder ahorrar lo suficiente para así poder comprar una casa propia.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.