Mrs. Ly L., age 53, makes a living by selling fish. Mrs. Ly L. sells the fish that she buys from other fisherman at a low price. She currently earns an average of US$7 a day, and she has been running her business for over eight years. Her husband is 58 years old and he is a grocery seller around his community and other villages. Mrs. Ly L. is the mother of six teenage children; three are single, and the two remaining are married. In order to make more profit, Mrs. Ly L. raises some cow in her stall. Mrs. Ly L. is a hard-working woman who never wastes time while engaging in her business activities. As a result of the increasing needs of her business, she is applying for a loan so she can purchase more cows to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.