Rath S., 25 years old, is a humble people living in the capital, Phnom Penh. She is married and blessed with two young school-aged children, while her husband is a motorbike taxi driver. To earn a living, Rath S. operates the small business in her house by opening Karaoke room for people around her community who wish to sing a song. Rath S. said that most income come from her husband’s business. She said that her husband’s motorbike often has broken down during use. Because of that, Rath S. has decided to seek a loan of $1,200 from Kiva, which she will use to buy new motorcycle to replace the broken one.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.