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Razia Mushtaq Ahmed's Group
In this Group: Razia , Mudasira Maqbool, Shakila, Nusrat
Razia M. A. lives in Riwind, a small city in Pakistan known for its dairy industry. She is married to M. A. who works at a private company for a monthly wage. She lives with her family in a two-room brick house.

Razia is a housewife who stays at home and performs her household duties. She has given birth to three sons and a daughter. All are illiterate except her daughter who is studying at the fifth class level. All three of her sons work. Her eldest son has a grocery store in the market. The middle son has a burger joint, and the youngest is a tailor by profession. They all contribute to the family financially from their earnings.

Razia has applied for a loan from Kiva’s partner Asasah for her eldest son’s grocery store business. His store is located in the busiest market, and his business demands that he keep in stock all the necessary items required by his customers. He will invest the loan to purchase groceries in bulk for his store which will enable him to make more sales and increase his income. Razia is hopeful that this loan investment will shape up his business and move it towards success.

Razia is a regular Asasah borrower, and this is her third loan application. She is a client who has responsibly made her payments during her previous loan periods. In the photo, the woman who holds a book (called an “Asasah Passbook”) in her hands is Razia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 353
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia Mushtaq Ahmed's Group's $1,000 loan helped a member to buy groceries in bulk quantities for her son's grocery store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 19, 2010
Oct 29, 2010
Currency Exchange Loss:
Oct 15, 2011