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Nelva Elizabeth
The communal bank Los Ceibos meets every two weeks in the residential area of Las Orquideas in the city of Portoviejo. This is a poorer urban area where people do different types of work.

Mrs. Nelva, 49, lives here. She is in a common-law marriage and she has 5 children, two that are adults. Three are of her daughters are studying in a university, two are in high school and the oldest is now on his own. Her husband is in business.

She has a printing and stationery shop in the center of the city where she rents a shop. She works Mondays to Saturdays from 8 am to 6 pm with the help of two employees who are paid monthly. She tells us that at the beginning of classes she has to hire help and she buys the merchandise in different locations and she has the products delivered.

This loan will be used to buy paper for the copier, books and assorted kinds of notebooks. She is a founding member of the communal bank and she likes it for the ease of payments.

Her dreams are to have her own store to save the rent money and to buy herself a car.
View original language description ↓
En la ciudadela Las Orquídeas de la ciudad de Portoviejo se reúne cada quince días el Banco Comunal los Ceibos, esta es una zona urbana marginal donde las personas se dedican a diversas actividades.

En este lugar encontramos a la señora Nelva. Tiene 49 años de edad y mantiene una relación de unión libre de la cual ha procreado cinco hijos dos de ellos ya mayores de edad. Tres de sus hijas estudian una en universidad y dos en el colegio el mayor ya es independiente. Su marido se dedica al comercio.

Tiene una imprenta y papelería en el centro de la ciudad donde arrienda un local, trabaja de lunes a sábado desde las 8am hasta las 18h00, trabaja con la ayuda de dos personas a la cuales les paga un sueldo mensual, nos cuenta que en las temporadas de inicio de clases tiene que contratar personal, sus productos los recibe en su local, compra en diversos lugares en cuanto a sus productos se refiere.

Este crédito es para compra papeles para la copiadora, libros y cuadernos de distintos tipos. Es socia fundadora del Banco Comunal y le gusta por las facilidades de pago.

Sus sueños son tener un local propio para ahorrar el pago del arriendo y comprarse un carro.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Nelva Elizabeth to buy papers, books and notebooks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2010
Listed
Nov 1, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011