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El Limoncito Group
In this Group: Clara , Honorina , Leonor , Odilia, Eloisa , Sulpicia , Maria De Lourdes , Marcelina , Miriam , Elideth , Luciana
This group is called “El Limoncito” and is located in the town of Tecoanapa. The group's members decided to take this name because it is the name of the community where they live and they all originally come from there. This story is about Mrs Odilia M. R. who is one of the group's members. She is 48 years old and married. Her husband is called Emigdio Tacuba. They have two children; Isela who is 22 and Abel who is 19. Both of their children are studying. One is in their second year of a law degree and the other is in the third year of senior high school. Odilia has a grocery store which she has been running for 10 years.

Odilia decided on this business because she says there is a lot of demand and it makes good profits. She also wanted to help her husband a bit with household expenses and the education of their children. She will use her loan to purchase more merchandise for her shop such as rice, beans, milk, sugar, soft drinks, eggs, oil, toilet paper and other products so that it is well stocked.

Odilia says that her business also benefits her neighbors a lot as there are not many people who have stores near where they live so, as she is the only one who sells there and is close by, they all buy from her. She offers her customers excellent service and attentiveness as well as reasonable prices.

Odilia's dream is to extend her house so that she can make her store a little bigger and thereby have a much better stocked store so that she can obtain more and better profits. This will enable her to continue supporting her children with their higher education so that they can get into very good professions.

Odilia tells us that the members of her group are very responsible and reliable payers since they have known each other for a long time and they get on very well together. This is why they have never been late in their payments or missed any payments. They do not want to let down the company that has shown trust in them.

Odilia is very thankful to Fundación Realidad and Kiva for the support of the loan which they are offering. Thanks to the loan she is able to improve her life and that of her family.

The members of 'El Limoncito' and the businesses which they work in are as follows:

Clara B. R. – fish selling
Honorina G. S. – butcher's shop
Leonor C. R. – seed sales
Odilia M. R. – grocery store
Eloisa C. R. – perfume sales
Suplicia B. L. – seed sales
María de Lourdes L. R. – butcher's shop
Marcelina R. G. – seed sales
Miriam S. R. – shoe sales
Elideth V. B. – seed sales
Luciana R. M. – fruit and vegetable sales
View original language description ↓
Este grupo se llama "El limoncito" esta ubicado en el municipio de tecoanapa, los integrantes del grupo decidieron ponerle este nombre puesto que así se llama la comunidad en donde viven ya que como son originarios de ahí, esta historia es acerca de la señora odilia M. R., ya que es una de las integrantes de este grupo, cuenta con 48 años de edad, ella esta casada su esposo se llama emigdio tacuba, tienen 2 hijos, isela de 22 y Abel de 19años de edad de los cuales los 2 estudian la mayor esta cursando el segundo año de la licenciatura en derecho y el otro esta en tercer año de prepa, ella tiene una tienda de abarrotes con el cual lleva mas de 10 años.

Odilia se decidió por este negocio, ya que dice tiene mucha demanda y deja muy buenas ganancias, aparte de que quería ayudar un poco a su esposo con los gastos de la casa y con la educación de sus hijos, ella invirtió su crédito en la compra de mas mercancía para su tienda como son: arroz, fríjol, leche, azúcar, refrescos, huevos, aceite, papel higiénico y demás productos para tener bien surtido su negocio.

Dice que le esta yendo súper bien con su tienda, tanto que esta empezando a ahorrar parte de las ganancias obtenidas de su negocio, para construir la barda a su casa y también esta apoyando a su esposo con el sustento de la casa, y a sus hijos con sus estudios para que tengan una muy buena carrera profesional y continua invirtiendo en su negocio.

Comenta que su negocio ésta beneficiando mucho a los vecinos de su colonia, ya que no hay muchas personas que tengan tienda ahí cerca, así que como ella esta es la única que vende ahí y esta mas cerca, todos van le compran a ella, aparte de la excelente atención y servicio que les brinda a sus clientes, edemas de los precios accesibles.

El sueño que tiene doña odilia es el de construir un local mas grande ahí mismo en su casa para ampliar un poco mas su tienda, y así tenerla mucho mas surtida para obtener mas y mejores ganancias y así poder continuar apoyando a sus hijos con sus estudios superiores, para que tengan una muy buena profesión.

Nos dice que los integrantes de su grupo, son personas muy responsables y pagadoras ya que tienen tiempo de conocerse y se llevan muy bien es por eso que en ninguna ocasión se han atrasado o dejado de pagar ya que no quieren defraudar la confianza que la empresa ha depositado en ellos.

Ella esta muy agradecida con fundación realidad y kiva por el apoyo del préstamo que le otorgaron ya que gracias a esto su negocio esta mejorando mucho y su vida y la de su familia también esta cambiando.
Los integrantes de el limoncito y las actividades a las que se dedican son las siguientes:
Clara B. R.-venta de pescados
Honorina G. S.-carnicería
Leonor C. R.-venta de semillas
Odilia M. R.-tienda de abarrotes
Eloisa C. R.-venta de perfumes
Sulpicia B. L.-venta de semillas
Maria de Lourdes L. R.-carnicería
Marcelina R. G.-venta de semillas
Miriam S. R.-venta de zapatos
Elideth V. B.-venta de semillas
Luciana R. M.-venta de frutas y verduras

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 20
    View loans »
    Mexico Loans Fundraising
  • $18,212,450
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Limoncito Group's $3,100 loan helped a member purchase of more merchandise such as sugar, cookies, soft drinks, eggs, milk, oil and soap in order to have a better-stocked store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2010
Listed
Oct 29, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2011