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Lomas Del Sur Group
In this Group: Alma, Lidia, Maritza
The Loma del Sur group is composed of 3 hard-working women. One of them is Alma A.. She is 37 years old and she has made tortillas, beans and sour milk for five years. She started, “like everyone else”, she says in between laughs, “with a wish to make progress and little resources.” Thanks to the loans, things have improved. She has 3 children; they are 17, 13 and 9. The three of them are in school and after classes , they help look after the business.
One of the other members of the group is 28 year old Maritza García. She has a mini-mart which she started by just selling soft drinks and snacks. The other is Lidia Mesa. She has sold clothing for three years. They will use the loan to invest in their businesses with the goal of making progress.
View original language description ↓
El grupo Lomas del Sur lo conforman tres personas trabajadoras una de ellas es Alma A. de 37 años quien hecha tortilla, frijoles y leche agria desde hace cinco años. Ella inicio como todos inician dice entre risas con unas ganas de progresar y con pocos recursos pero que gracias a los créditos ha mejorado. Ella tiene tres hijos de 17,13 y 9 años los tres estudian y después de clases le ayudan a ver el negocio.
Los integrantes del grupo son Maritza García de 28 años quien tiene una munipulperia la cual inicio con las ventas de gaseosa y chiverías y Lidia Mesa se dedica al comercio de ropa desde hace tres años. Ellas invertirán el crédito en el negocio con el fin de progresar.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Lomas Del Sur Group's $1,175 loan helped a member for corn, beans, wood and sour milk.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 22, 2010
Oct 28, 2010
Currency Exchange Loss:
Jun 15, 2011