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Las Vigueñas Group
In this Group: Olga , Armida , Maria Blanca , Cristina , América , Baltasar , Vicente, Rosa , Iván , Maria Orfa , Beatriz Adriana
This group goes by the name "Las Vigueñas." It is located in the community of Las Vigas, in the San Marcos Guerrero municipality. The members decided to give their group this name in honor of the name of their community, because they are very proud to be from this place. The history is near and dear to Armida I. B., who is part of this group. She is 47 years old, married to Julián Gazga. They have three sons: Ezequiel, 19, Antonio, 17, and José Luis, 15. All three are studying, two at prep school, and the youngest is in the third year of high school. Armida sells shoes by catalog, which she has been doing for more than 8 years.

She says that she decided to start this business because she wanted to find a way to help her husband with household expenses and her children's education costs. Also she says in her town there isn't anybody who sells this sort of product. Besides, as she was preparing to start this business, she found that in addition to the (economic) benefit, she enjoyed it. The loan she is requesting will be used to purchase more catalogs and merchandise, such as tennis shoes, sandals, women's shoes, men's shoes, and boots, so that she will have more product variety.

With the revenue from her business, she is benefiting pretty well because she is able to help her children succeed, and she is greatly improving her quality of life. Also, she is able to support her husband 100% in paying the household bills, and support her children in their studies so they can have a better future.

She commented that with her business, she is also helping many people in her community, since her business is the only one that sells that product there, and she sells her product to people through a payment system, since they are not able to buy outright with cash. Plus, they don't have to go all the way to the city, which would mean traveling and spending time.

Arminda's goal is to give a quality education to her children so they can study for a career and have a great job, so that they will have a better future. Also, she wants to make her business grow much more, and she is thinking of building a shoe store so she will have better revenue.

She says that all her fellow group members are responsible people who make their payments and like to work so that they will advance and succeed over any difficulty. Up until now, nobody has failed to make his payment because everybody has known each other for some time and they pay up because they don't want to defraud anybody who has put trust in them.

Armida gives thanks on behalf of herself and her family to FRAC and Kiva because thanks to them she was able to change her life and her children's lives, so no they can have a better education and quality of life.

The members of Las Vigueñas and the businesses that they have are as follows:
Olga G. Z. - Cosmetics sales
Armida I. B. - Sale of shoes by catalog
Maria Blanca G. L.- Perfume sales
Cristina S. L. - Beverage sales
América C. P. - Shoe sales
Baltasar
View original language description ↓
Este grupo lleva por nombre "Las vigueñas", esta localizado en L. comunidad D. las vigas, municipio D. san marcos guerrero, las personas que lo conforman decidieron ponerle este nombre en honor al nombre D. su comunidad, ya que están muy orgullosos D. pertenecer a esta localidad, L. historia es acerca D. L. señora armida I. B., ya que elL. forma parte D. este grupo, tiene 47 años D. edad, esta casada con el señor Julián Gazga, tienen 3 hijos Ezequiel D. 19, Antonio D. 17 y José Luis D. 15 años D. los cuales los tres estudian dos L. prepa y el menor esta cursando el tercer año D. secundaria, elL. se dedica a L. venta D. calzado por catalogo, con el cual lleva mas D. 8años.

ElL. dice que decidió iniciar con este negocio, por que quería buscar L. forma D. apoyar a su esposo con los gastos D. L. casa y L. educación D. sus hijos, también por que dice que en el pueblo donD. radica no hay quien venda este producto, además D. que a elL. le gusta preparar realizar esta actividad ya que aparte D. que le beneficia también se entretiene, el crédito que pidió lo va usar para invertirlo en L. compra D. mas catálogos y mercancía como son: tenis, sandalias, huaraches, zapatillas, zapatos y botas, para si D. esta forma tener mas variedad D. artículos.

Con las ganancias obtenidas D. su negocio se esta beneficiando bastante por que esta pudiendo sacar a sus hijos adelante, y mejorando mucho mas su calidad D. vida, aparte D. que ahora pueD. apoyar al cien por ciento a su esposo con los gastos D. L. casa, y a sus hijos con sus estudios para que tengan un mejor futuro.

Comenta que con su negocio también esta beneficiando mucho alas personas D. su comunidad, ya que como es L. única que venD. estos artículos ahí, aparte D. que los da en pagos para aquellas personas que no les alcanza para comprarlos D. contado, ya que también así no tienen que ir hasta L. ciudad a gastar pasaje y tiempo.

L. meta que se ha puesto doña armida es darles una educación D. calidad a sus hijos para que asi puedan estudiar una carrera y obtener una muy buena profesión, para que tengan un mejor futuro, también quiere hacer crecer mucho más su negocio, ya que esta pensando en construir un local para poner una zapatería y así obtener mas y mejores ingresos.

ElL. dice que todos sus compañeros del grupo, son personas responsables, que cumplen con sus obligaciones y les gusta mucho trabajar, para superarse y sobresalir ante cualquier dificultad, y hasta horita nadie ha quedado mal con sus pagos, ya que ellos se conocen D. hace tiempo dice que son personas pagadoras que no les gusta defraudar a quienes que depositan su confianza en ellos.
Armida le da las gracias a nombre D. elL. y D. su familia a FRAC y a kiva por que gracias a ellos pudo cambiar su vida y L. D. sus hijos, puesto que ahora tendrán una mejor educación y calidad D. vida.
Los integrantes D. las vigueñas y las actividades alas que se dedican cada uno D. ellos son las siguientes:
Olga G. Z.-venta D. cosméticos
Armida I. B.-venta D. zapatos por catalogo
Maria blanca G. L.-venta D. perfumes
Cristina S. L.-venta D. refrescos
América C. P.-venta D. zapatos
Baltasar

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 5
    View loans »
    Mexico Loans Fundraising
  • $17,333,625
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Vigueñas Group's $2,775 loan helped a member purchase more catalogs, sandals, tennis shoes, boots, men's and women's shoes to have a greater variety of products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2010
Listed
Oct 28, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2011