Las Violetas Group
The members of the group are Ligia Verónica G. Aguilera who is 49 years old and, at her daughter's suggestion, started selling Avon cosmetics five years ago. She has since improved the business. María José C. has had an eatery for four years and will invest in dry beans and grains, meat, vegetables, spices.. etc. Nora D. is 56 years old and for 40 years she has been doing manicures, pedicures, hair coloring, hair straightening, etc. She will invest in cosmetics, dyes and clothes.
Los integrantes del grupo son Ligia Verónica G. Aguilera de 49 años quien inicio por iniciativa de su hija en el comercio de cosméticos Avon desde hace 5 años negocio que ha mejorado, María José C. tiene una comideria desde hace cuatro años e invertirá en granos básicos, carne, verduras, especies…etc. y Nora D. de 56 años hace 40 años que se dedica a la realización de manicure, pedicura, tintes, alisados, etc. ella invertirá en cosméticos, tintes y ropa.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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