The Entrepreneurs Group
Esperanza is the leader of the community bank. She was democratically elected by the other members. And she was chosen for being one of the most responsible people and she had not missed any of the meetings. She sells and distributes groceries and other food products to various institutions and schools. She has had this business for 8 years and the loan she requests will be used to purchase products in wholesale.
Zenobia is a member who has always been the treasurer of the bank. She sells and distributes groceries to various places, either to institutions or to private homes where orders had been placed. She is a single mother of 3. She has assumed this responsibility having demonstrated her ability as a manager and as a member of the team.
Tania was elected as the secretary. She is a new and young member of the group who helps with the group's business; she has a talent for writing. She sells savory turnovers in the region of Miraflores. The loan will be used as working capital. She is married with Giovanni and they live in her parents' home. Her goal is to open a restaurant in the downtown area of Villa Copacabana. Rodrigo is not pictured in the photo.
La Sra. Esperanza Es la presidenta del banco, elegida democráticamente por sus compañeras por ser una D. las mas responsables y no falto a ninguna D. las reuniones, se dedica a la venta y distribución D. víveres y otros productos alimenticios en distintas instituciones y colegios, cuenta con esta actividad hace 8 años, el préstamo será destinado a los pedidos D. víveres por mayor.
La Sra. Zenobia Socia que continua en el cargo D. tesorera del banco, se dedica a la venta y distribución D. víveres en diferentes lugares ya sea en instituciones o pedidos a domicilios se dedica a esta actividad hace 5 años, el préstamo esta destinado a la incremento D. capital. La socia es soltera tiene 3 hijos, asume el cargo por su responsabilidad que ha demostrado dentro del banco como garante y como compañera D. grupo.
la Sra. Tania, es elegida como secretaria , es una integrante nueva y joven asume el cargo por su característica D. coadyuvar en los tramites del grupo y por su talento en la redacción se dedica a la venta D. tucumanas por la zona D. Miraflores. El préstamo esta destinado para incrementar su capital. Casada con el señor Giovanni, vive en la casa D. sus Papas. Su meta es abrir un restaurante en el cruce D. villa Copacabana.en la foto no se encuentra el Sr. Rodrigo.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid