Margarita lives in the region of Alto San Pedro in the city of La Paz. She is married and she has grown children. She works as a teacher in a college and she teaches cooking and pastry. In her spare time she makes t-shirts with her eldest son as an additional source of income.
The loan she requests will be used to purchase a sewing machine which will facilitate making t-shirts.
She is a client of Impro (Kiva Field Partner) and she has been on time with her payments, allowing her to access another loan.
La señora Margarita vive en anticretico en la zona de Alto San Pedro de La ciudad de La Paz; esta casada, los hijos ya son mayores de edad. Ella trabaja como profesora en un instituto enseñando cocina y repostería y en su tiempos libres ella confecciona poleras, con su hijo mayor y así consigue un ingreso extra.
El crédito que solicita es para comprar una maquina de coser, que le facilitará mucho la confección de poleras.
Es cliente de Impro y paga muy bien por lo tanto puede acceder a un nuevo crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.