The president, Olga, is a 47-year-old woman who is married with three children. The other members decided she was the right person for the position.
With respect to her business, Olga has a candy stand in her own home. She also sells popcorn balls, which is a big draw for both adults and children. She notes that she has been in this business, which she started on her own, for 16 years. Her first loan was invested in merchandise, and she plans to do the same with the proceeds of the currently requested loan.
The other members of the association have businesses as merchants and service industry personnel.
La señora presidenta Olga es una mujer de 47 años de edad, casada, con tres hijos, las señoras consideraron que era la persona adecuada para el cargo.
Con respecto a su negocio, ella tiene un puesto de dulces en su mismo domicilio, además cuenta con canchitas (futbolines) que son la atracción para niños y grandes. Ella comenta que cuenta con este negocio desde hace 16 años y lo inicio por cuenta propia. Su primer crédito fue invertido en mercadería, lo mismo que el que se le otorgará en este ciclo.
Con respecto a los negocios que llevan adelante el resto de integrantes de la asociación, ellos tienen negocios como comerciantes y de servicio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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