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Las Estrellas Group
In this Group: Maria Candelaria, Maria Emma, Alba
This group is called "Las Estrellas" (The Stars), and it is made up of 3 women who each have a different kind of business. This group resides in the locality of Ribera Vista in the beautiful municipality of Copaínala, in the state of Chiapas, Mexico.

The reason for the name of their group is that their group contains 3 women, and each one of them is a great star.

Alba Arévalo A. is married to Carlos Pérez Juárez; they have 5 children: 2 of whom are married, and 3 of whom are still dependent children. These 3 are: Cintia Verónica, who is in a distance education program for secondary school, Carla Rafaela, who is in elementary school, and Alexia Roxana, the youngest, who is 3 years old.

Alba is a housewife who also has a small clothing business. It has only been a few months since she started this business, and she requests a loan to stock the business with merchandise. She comments that the business is going well, as it allows her to have some income for the household.

She was inspired to start this activity by a cousin who lives nearby who motivated her to sell clothing, since it is a business where one can obtain good earnings. With this business she will be able to earn her own money and pay for some of the daily household expenses and in this way support her husband, who works daily in agriculture.

She will save some of the profits from her business to restock it with more merchandise and merchandise that is of better quality for her customers. This way her customers will buy with greater enthusiasm and her income will be higher.

Her dream is to have a clothing store where she can sell her merchandise. In addition, she wants to save so that she can provide the best for her daughters who are still in school and, with the support of her husband, build a house where they can live better.

She formed this group with her daughter-in-law, who is in the purple blouse and recently had a baby, and a neighbor. They found out about FRAC, and it seemed to them to be a source of support where they could work on their activities and obtain earnings while paying back the loans. The members of this group are the following: María Candelaria Pérez A., who will invest the loan in the purchase of ingredients such as corn flour, ancho chiles, meat and other items to make snacks; María Candelaria Pérez A., who will invest the loan in the purchase of broilers to slaughter, season and sell; and Alba Arévalo A., who will invest the loan in the purchase of clothing to sell such as: pants, shirts, T-shirts, skirts, blouses, and other items to sell in the same region.
View original language description ↓
El grupo se llama "Las estrellas", y se integra de tres señoras cada una con diferente actividad, se ubica en la localidad de "La Ribera Vista Hermosa", Municipio de Copaínala, Estado de Chiapas México, la razón del nombre es porque son tres personas y cada una de ellas tiene una gran estrella.

Alba Arévalo A. es casada con el señor Carlos Pérez Juárez, ellos tienen cinco hijos, dos ya están casados y tres siguen a su responsabilidad y son: Cintia verónica estudia en la telesecundaria, Carla Rafaela que estudia la primaria y la más pequeña es Alexia Roxana de tres años de edad.

Alba se dedica a su hogar, y tiene un pequeño negocio de compra y venta de ropas, hace pocos meses que inicio éste negocio y solicita su préstamos para surtirse, cometa que la va bien con esta actividad ya que de eso ha tenido ingresos para su hogar.

Se inspiro en esta actividad por una prima cercana que la animó a vender ropas ya que es un trabajo donde se obtiene buenas ganancias y con ello podrá ganar su propio dinero, apoyar con los gastos que tiene del diario en su hogar y así apoya a su esposo que a diario trabaja en el campo.

Con las ganancias que va obteniendo lo ahorra para que cuando vaya a resurtirse tenga suficiente dinero y pueda comprar más cosas y de mejor calidad para su clientela. De ésta manera los clientes comprarán con mas gusto y sus ingresos serán mayores.

El sueño que tiene es tener una tienda de ropas en donde pueda vender su mercancía y también desea ahorrar para darle lo mejor a sus hijas que están estudian y con el apoyo de su esposo construir una casa donde vivan mejor.

Alba formó un grupo para pedir un préstamo a FRAC, lo formó con su nuera que esta de blusa morada quien acaba de tener un bebé y con su vecina. Habló con ellas y todas pensaron que era un buen apoyo para que ellas continuaran trabajando y pudieran obtener ganancias mientras pagan el crédito.

Las integrantes del grupo son las siguientes:

María Candelaria Pérez A.: invertirá el préstamo en la compra de ingredientes como son: maseca, chile ancho, carne, entre otros, para le elaboración de antojitos.

María Emma Pérez Gómez: invertirá el préstamo en la compra de pollos para matanza y venta por kilo.(destazados).

Alba Arévalo A.: invertirá el préstamo en la compra y venta de ropas como son: pantalones, camisas, playeras, faldas blusas entre otros para venderlo en la misma región.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 13
    View loans »
    Mexico Loans Fundraising
  • $19,049,100
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Estrellas Group's $750 loan helped a member to buy clothing such as: pants, blouses, dresses, skirts and other items.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 7, 2010
Listed
Nov 4, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011