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Akwata Empola Womens,  Mubende Group
In this Group: Berna , Benjamin, Joyce, Joseph, Emmanuel, Hannington, Anna, Christine, Jotham, Steven*, Florence, Micheal*, Teopista
* not pictured
With hard work and high self-esteem, K. Berna, aged 24, has tried beyond limits to maintain a clothing and shoe retail shop that she has been operating for over two years in Kyenda, Mubende, alongside her teaching activities. Being one of the most attractive businesses here in Uganda, many business entrepreneurs have tried to invest in clothing sales, as it normally captures the local customers’ attention. Berna is among the lucky ones benefiting from it through making sales in seasonal markets.

With this loan, she hopes to be able to purchase more stock for her business as her drawback has been having little capital. She also hopes to be in a position to transform the business with extensive shopping for more bales of clothes, thus improving her incomes. This will allow her to live up to her goals of educating her children and increasing family income.

She belongs to Akwata Empola women's group with other members who hold each other accountable in paying back the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 190
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,279.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Akwata Empola Womens, Mubende Group's $2,825 loan helped a member purchase of more stock for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Nov 1, 2010
Currency Exchange Loss:
Jun 15, 2011