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Keng B., age 64, has been living in the province of Kompong Tom, which is the best territory for farming. Keng B. owns a big farm that she inherited from her grandmother. Keng B. is now married and has nice children. Her husband (pictured here) works in the farm fields frequently alongside her.

Keng B. currently plants a peanut crop and she estimates that she will harvest it within the next two months when the plants mature. Keng B. will use the income from selling her mature produce to better meet her family’s needs during the financial crisis.

Keng B. said that she always rented the neighbor’s cow in order to alleviate the chore of plowing the farmland. Currently, she hopes to buy her own cow and that is why she is applying for a loan from Kiva. Keng B. was not available the day of the photo, so her husband is in the photo instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,210.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Keng to buy her own cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 6, 2010
Oct 28, 2010
Currency Exchange Loss:
Nov 15, 2011