Sakina is married to M. S., who works in the field growing a variety of seasonal crops to fulfill the basic needs of the family. He has vast experience and knowledge in this livelihood. They have two sons, one who works on a poultry farm and also sells goats, while the younger one works in a factory on a monthly wage.
A regular client of Kiva partner Asasah, Sakina is requesting her second loan so her elder son can buy goats to sell to his customers at a good profit. She is confident that this investment will be a productive one for her son and that his business will be improved. Sakina is a responsible client and paid her duties responsibly in her previous loan year.
Note: In the photo, the lady holding a book (called Asasah Passbook) in her hands is Sakina.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid