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Sakina's Group
In this Group: Sakina , Kosar, Ghazala Yasmeen, Ghulam Fatima, Maqboolan Bibi
Sakina lives in Samundri, a small city known for its agriculture industry, located in Punjab. A housewife who stays at home and performs her household duties, she is very cooperative and always ready to help her family to overcome life's difficulties.

Sakina is married to M. S., who works in the field growing a variety of seasonal crops to fulfill the basic needs of the family. He has vast experience and knowledge in this livelihood. They have two sons, one who works on a poultry farm and also sells goats, while the younger one works in a factory on a monthly wage.

A regular client of Kiva partner Asasah, Sakina is requesting her second loan so her elder son can buy goats to sell to his customers at a good profit. She is confident that this investment will be a productive one for her son and that his business will be improved. Sakina is a responsible client and paid her duties responsibly in her previous loan year.

Note: In the photo, the lady holding a book (called Asasah Passbook) in her hands is Sakina.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 334
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina's Group's $950 loan helped a member to buy goats for selling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 19, 2010
Oct 28, 2010
Currency Exchange Loss:
Oct 15, 2011