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Rubina's Group
In this Group: Rubina , Maqsoodan Bibi, Parveen, Hamidan
Rubina is a housewife. She stays at home and does her household responsibilities. She is very supportive in nature and is always ready to help her family at difficult times. She has applied for a loan from Kiva partner Asasah for her husband who is a private entrepreneur and sells fertilizers & seeds. He has a good clientele base to serve. He also operates a business selling milk & yogurt as a part-time business. He operates his milk shop in the market where he sells his products to many customers. He will use the loan money to purchase fertilizer & seeds. He is sure that by having these items in bulk quantity he can increase his sales and supply to different other dealers in the market.

Rubina has four sons and a daughter. Her first two sons are tailors by profession. The younger ones are getting their education from a local school.
Rubina is hopeful that her husband will be able to bring positive changes to his business after making an investment in it. She is a regular loan user of Asasah and this is her second loan application. She is a responsible client and paid her duties responsibly in previous loan year.

Note: “In the photo, the lady who has holds a book (called Asasah Passbook) in her hands is Rubina”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 302
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubina's Group's $775 loan helped a member to buy fertilizer & seeds for selling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 19, 2010
Oct 28, 2010
Currency Exchange Loss:
Oct 15, 2011