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Nellys Maribel
Nelly, 25, lives with her mother who babysits her 7-year-old daughter who’s in elementary school. She is a single mother but does get some economic help from her daughter’s father. She has been employed by the Ministry of Education at Rubén Darío School for the last 6 years where she earns a monthly salary to cover basic expenses.

She is asking for Kiva help to buy building materials and supplies because she plans to seal her walls and install flooring in her house. This client has shown herself to be a responsible young lady when it comes to repayments and she is well liked by her neighbors and friends.

Her greatest dream is that her family stays together always, to enjoy good health and work stability so that little by little she can improve her living conditions since they are quite a humble family.
View original language description ↓
Nelly de 25 años de edad, vive con su mamá quien le cuida a su niña de 7 añitos y que estudia educacion primaria, es madre soltera pero recibe ayuda econòmica del papà de su hija, labora para el Ministerio de Educaciòn en la Escuela Rubèn Darìo desde hace 6 años de donde recibe sus ingresos mensuales para sus gastos basicos.

Solicita el apoyo de Kiva con financiamiento para invertirlo en compra de materiales de construccion, ya que pretende Repellar y ponerle piso a su casita; esta clienta ha demostrado ser una joven responsable con sus pago de sus crèditos anteriores y es bien querida por sus vecinos y amigos.

Su mayor sueño en la vida que su familia permanezca siempre unida, gozar de salud y estabilidad laboral para poco a poco ir mejorando sus condiciones de vida ya que son una familia bien humilde.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Nellys Maribel to seal the walls and install flooring in her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Nov 1, 2010
Currency Exchange Loss:
Oct 16, 2012