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Volcan Masaya Group
In this Group: Janette, Genaro, Justo
The Masaya Volcano group is composed of three hard-working people from Masaya, in the city of Flores. One member is Janette de los Ángeles R., who is 33 years old and has worked selling products from catalogs (clothing, perfumes, cosmetics, lingerie, and other items) for about four years. She has a son who is in his second year of high school, and who works hard toward his dream of going to college.

The other members of the group are Genaro L. Zamora, who is 44 and has owned a small pharmacy for eight years and Justo Vidal A. who has sold watches for all types for ten years. They will invest this loan in their businesses, especially during the Christmas season, when their sales increase.
View original language description ↓
El grupo Volcán Masaya lo conforman tres personas trabajadoras provenientes de Masaya, ciudad de las Flores una de ellas es Janette de los Ángeles R. de 33 años quien se dedica al comercio de productos por catalogo (ropa, perfumes, cosméticos, lencería…etc.) desde hace 4 años aproximadamente. Ella tiene un hijo el cual está en cuarto año de secundaria y el cual sueña en que tenga una carrera universitaria por lo cual trabaja arduamente.
Los otros integrantes del grupo son Genaro L. Zamora de 44 años propietario de una pequeña, modesta y humilde farmacia desde hace 8 años y Justo Vidal A. desde hace diez años vende reloj de todo tipo. Ellos invertirán el préstamo en sus negocios especialmente por la época de navidad que es cuando aumentan las ventas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Volcan Masaya Group's $700 loan helped a member purchase clothing, cosmetics, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2010
Oct 27, 2010
Currency Exchange Loss:
May 15, 2011