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Four Roses Group
In this Group: Estela De Jesus , Manuela, Sonia
The group named "Cuatro Rosa" is made up of three hard working women. One of them is Sonia A.. For some time she has been cooking soups on the weekends, either bone soup, beef soup, stew, chicken soup, cheese soup, etc. With her loan she will purchase meat and various vegetables.

Another member of the group is Estela Jesus D. and she has been butchering pigs since she was 10 yeas old. She sells meat, but also prepared foods such as fried meat, tamales, pork rinds, and blood sausage. Manuela del Carmen O. is also a member of the group and she has sold crafts, especially hammocks, since she was 10 years old.
View original language description ↓
El grupo Cuatro Rosa está conformado por tres mujeres trabajadoras una de ellas es doña Sonia A. quien desde hace tiempo se dedica a la realización de sopas los fines de semana ya sea de hueso, de res, mondongo, de pollo, queso…etc. Ella con el crédito comprara carne, las verduras como yuca, quequisque, repollo, ayote, chayote, chilote, cebolla, etc.
Las otras integrantes del grupo son Estela de Jesús D. se dedica al destace de cerdo desde hace 10 años el vende tanto la carne como realiza frito, nacatamales, chicharrón y moronga, y Manuela del Carmen O. vende manualidades especialmente Hamacas desde hace 10 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,390,325
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Four Roses Group's $700 loan helped a member to purchase ingredients to prepare foods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 14, 2010
Oct 27, 2010
Currency Exchange Loss:
May 15, 2011