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Francisco Antonio
Francisco is 52 years old and owns a stationary store. He lives with his wife and two children in Fortín de Guayaquil (a semi-urban zone, with dirt roads and hills).

He started the stationary store business 15 years ago to increase his family income. Since that time, the stationary store has been a very good source of income. To tolerate the economic crisis, he works from 7:00am until 8:00pm every day. For sale in his shop are paper, notebooks, pens, shampoo, etc.

He wants to stock up on more items for his shop. As such, with the loan he wants to buy notebooks, pens, and stationary goods. In the future he wants to grow his business and re-stock it.
View original language description ↓
Francisco de 52 años, tiene una papelería, vive con su esposa y dos hijos en el Fortín de Guayaquil( zona periurbana, con caminos de tierra y lomas).

Empezó hace 15 años con su papelería para tener mas ingresos para su familia, desde ese tiempo hasta ahora la papelería ha sido una muy buen fuente de ingresos para soportar la crisis, trabaja desde las 07h00am hasta las 20h00pm todos los días. Tiene a la venta papeles, cuadernos, plumas, shampoo etc.

El quiere surtir mas su papelería por eso quiere comprar con el préstamo cuadernos, plumas, papelería. En el futuro quiere aumentar su negocio y readecuarlo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Francisco Antonio notebooks, stationary.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2010
Oct 27, 2010
Currency Exchange Loss:
Oct 24, 2011