Francisco is 52 years old and owns a stationary store. He lives with his wife and two children in Fortín de Guayaquil (a semi-urban zone, with dirt roads and hills).
He started the stationary store business 15 years ago to increase his family income. Since that time, the stationary store has been a very good source of income. To tolerate the economic crisis, he works from 7:00am until 8:00pm every day. For sale in his shop are paper, notebooks, pens, shampoo, etc.
He wants to stock up on more items for his shop. As such, with the loan he wants to buy notebooks, pens, and stationary goods. In the future he wants to grow his business and re-stock it.
Francisco de 52 años, tiene una papelería, vive con su esposa y dos hijos en el Fortín de Guayaquil( zona periurbana, con caminos de tierra y lomas).
Empezó hace 15 años con su papelería para tener mas ingresos para su familia, desde ese tiempo hasta ahora la papelería ha sido una muy buen fuente de ingresos para soportar la crisis, trabaja desde las 07h00am hasta las 20h00pm todos los días. Tiene a la venta papeles, cuadernos, plumas, shampoo etc.
El quiere surtir mas su papelería por eso quiere comprar con el préstamo cuadernos, plumas, papelería. En el futuro quiere aumentar su negocio y readecuarlo.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.