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Amada Perpetua
Amada is 53 years old and she has an office supply store from where she also sells clothing. She lives with her husband and their three children El Fortin, in Guayaquil (a mountainous suburban region with unpaved roads).

Three years ago she started purchasing merchandise to sell to her acquaintances and friends and seeing that sales were good she decided to set up a store. She sells clothing from jer store but given the demand she also started to carry paper, notebooks, pens etc. She works from 6:15am to 9pm. She sells pens, paper, clothing, etc.

She will use this loan to purchase blouses, slacks, and office supplies to stock her business. In the future she wants to have a well-stocked business and to stabilize her finances.
View original language description ↓
Amada de 53 años, tiene una papelería surtida con ventas de ropa, vive con su esposa y tres hijos en el Fortín de Guayaquil( zona periurbana, con caminos de tierra y lomas).

Hace tres años atrás empezó comprando mercadería para vender a sus conocidos y amigos poco a poco como le fue bien en las ventas decidió tener un local para tener su propio local de ropa pero debido a la demanda de papelería la surtió y compro papeles, cuadernos, plumas etc. En la actualidad trabaja desde las 06h15am hasta las 21h00pm. Vende plumas, papelería, ropa etc.

Con el préstamo quiere comprar blusas, pantalones, papelería para surtir mas su negocio. En el futuro quiere que su negocio este bien surtido y tener una economía estable.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Amada Perpetua to purchase clothing and office supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2010
Oct 27, 2010
Currency Exchange Loss:
Nov 15, 2011