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Las Flores De San Antonio Group
In this Group: Zenaida Yolanda*, Cristian Jackson, Dominga, Daysi Yanina, Carmen Rosa , Maria Elena , Luz Nelida , Ana Maria
* not pictured
Dominga is a member of the communal bank “Las Flores de San Antonio." She has been a member of this group for 3 years, and during all of this time she has been improving her business gradually. She tells us, "I began to work when I was 37 years old selling quinoa and maca pancakes. Later I had to change my business to selling beer from my house, owing to the fact that I had to raise my small child, and he needed my care. I continued selling cakes and pudding that I prepared in my house and offered to the residents of my area. Later I was encouraged to make dishes such as chicken soup, chaufa (a Peruvian rice dish), spaghetti with beef, and to sell soft drinks; these dishes are preferred by the people in my neighborhood. This business was a great help during the 6 months when my husband was not able to work. With him, I pay for the food expenses for my family and help with part of the educational expenses for my children, two of whom are professionals. Over time I acquired a sandwich cart; my daughter works with it and helps us with the some of the household expenses. Now I continue to sell food and prepare cakes and puddings. I will invest this loan to redo a floor in my house so that my diners can feel comfortable. In addition, I will buy a table and some chairs.
View original language description ↓
Dominga es una socia de la alcancía comunal “Las Flores de San Antonio” ella participa más de tres años en este grupo y durante todo este tiempo ha ido mejorando su negocio de a poco tal es así como nos cuenta:
Empecé a trabajar a los 37 años vendiendo quinua y maca con pan queque, mis hijos aún pequeños me acompañaban a cargar las ollas y utensilios para vender desayunos en el mercado de Chosica así estuve dos años; luego tuve que cambiar de negocio a la venta de cerveza en mi casa debido a que tenía que criar a mi hijo pequeño y necesitaba de mis cuidados. Continué vendiendo queque y pudín que yo misma lo preparaba en casa y lo ofrecía a los pobladores de mi zona. Me animé después en hacer comida como caldo de gallida, chaufa, tallarín saltado y gaseosas que era lo que más le gusta a las personas de mi zona; fue este negocio una gran ayuda durante los seis meses que mi esposo no pudo trabajar.
Sustenté con ello los gastos de alimentación para mi familia y ayudar en parte de la educación a mis hijos, dos son profesionales. Con el tiempo adquirí un carrito sanwichero es mi hija quien lo trabaja así nos apoyamos en algunos gastos del hogar. Actualmente sigo vendiendo comida y preparando queque y budines. El préstamo que necesito lo invertiré para hacer el piso de mi casa a fin que se sienten cómodos los comensales; así mismo una mesa y sillas.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Flores De San Antonio Group's $2,025 loan helped a member to buy a table and chairs and to refinish the floor of her eatery.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 22, 2010
Listed
Oct 26, 2010
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2011