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Klever Alfonso
Klever is 30 years old and lives in Guasmo de Guayaquil, an urban area where most of the residents are informal merchants. He manages a metal shop where he manufactures and repairs doors, windows, and other items.

Since almost all of his family is involved in this type of business, Klever decided to follow in his family’s footsteps and continue in the same line of work. As a young boy, he learned how to make doors, windows, and other items made of metal. He set up a metal shop in the front part of his house where he works from 7am until 6:30pm. He sells the metal doors for $140.00 and windows and security bars according to size.

In order to continue with his business, Klever wants to use this loan to buy equipment, tubing, and metal plates. In the future, he hopes to make improvements to his house and establish his metal shop in a formal location.

View original language description ↓
Klever de 30 años, vive en el Guasmo de Guayaquil (zona urbana, la mayoría de habitantes son comerciantes informales) el tiene un taller de cerrajería (lugar donde se crean y reparan puertas, ventanas etc.)

Casi toda su familia se dedica a esta actividad por eso el quiso continuar con esta cadena familiar debido a que le enseñaron desde pequeño ha hacer puertas, ventanas, artículos de metal. Tiene su taller de cerrajería en la parte delantera de su casa, trabaja desde las 07h00am hasta las 18h30pm. Las puertas metálicas las vende a $ 140.00 asi mismo con las ventanas y planchas según su tamaño.

Para poder continuar con su negocio el quiere comprar con el préstamo herramientas, tubos, planchas. En el futuro quiere construir mejor su casa y tener el taller de cerrajería en un local.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Klever Alfonso purchase equipment, tubing, and metal plates.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2010
Oct 27, 2010
Currency Exchange Loss:
Nov 15, 2011