Fidel is married and has two children. This loan will be used to enter into an “anticrético” agreement (a special type of arrangement in which property is pawned to the tenant in exchange for an upfront rental payment, and the rent is returned to the tenant at end of the rental period). Such a contract will benefit his family since he must provide for their living conditions and guard against an increase in the cost of an “anticrético” in the future.
This is the fourth time Fidel has requested a loan from IMPRO. His credit history indicates he is a Level 1 client, which means he has completed his payments on time.
Es técnico electricista, mantenimiento de casas, trabaja en los moteles INN. de la ciudad de La Paz, y sus funciones son mantenimiento de alcantarillado, electricidad, y otros que requiera el inmueble.
Es casado y tiene dos hijos
El crédito será destinado para el pago de un anticrético de habitación y así mejorar sus ingresos y generar ahorro, para el beneficio de su familia, y pensar a futuro incrementar su anticrético, y condiciones de habitat.
Es la cuarta vez que solicita un crédito en Impro, su historial lo califica como cliente 1 es decir con cumplimiento bueno en el pago de su crédito.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid