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Etienne is 33 years old, married with five children who are 1, 4, 7, 9 and 12 years old. Etienne is a self-employed businessman who owns a grinding machine in his village. With this machine, he grinds a variety of foodstuffs such as sorghum, cassava, soy, wheat, etc. Etienne has owned this machine for about five years and his business hours are from 7 am until late in the evening.

Etienne needs to request a Kiva loan via Vision Finance Company. With this loan, he will hopefully buy another mill which will be used somewhere else so as to create another source of income. With this additional mill, he hopes that his daily income will increase and in addition to that, he will create another source of income. If successful, Etienne will improve the lifestyle of his family and in addition to that, he will start saving for a better future for his family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD