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Naseem's Group
In this Group: Naseem , Suraiya, Kalsoom, Shahnaz, Rani Bibi
Naseem belongs to Lahore, which is a capital of the Punjab province and the second largest city of Pakistan. She lives in the area called Mughalpura with her family in a two-room brick house. She moved here five years ago.

A very talented lady, Naseem owns and operates a clothes sewing business at her home. The sewing business is a very demanding business in Lahore because Lahore is also famous for its new fashion trends. She mainly gets orders from her neighborhood clients. She offers them quality services, which gives her a good return in the form of money.

Her husband sells shawls (a kind of cloth worn over shoulders and body). He has a small shop in the market where he specifically sells these shawls. He sells different kinds of shawls, such as embroidered, simple and colorful. He imports the shawls from Multan city at cheap rates and sells them through his shop for a good profit.

Naseem is the mother of six children. Her eldest son is a rickshaw driver and the one next to him is a property dealer. The last four children are enrolled in a school and are getting their education.

Naseem has applied for a loan from Kiva partner Asasah for her husband’s business. He will buy shawls with the loan amount. He has been doing this business for over seven years and Naseem is hopeful that the loan will bring positive changes to his business.

She is a regular loan user of Asasah and this is her second loan application. In the previous loan year, she built a good credit record and never missed any meetings.

Note: In the photo, the lady who is raising her hand is Naseem.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 303
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,075 loan helped a member to buy shawls for a shawls selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Oct 26, 2010
Currency Exchange Loss:
Oct 15, 2011