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Suraiya's Group
In this Group: Suraiya, Sajida Bibi, Mukhtaran Bibi, Rashidan Bibi, Nusrat Bibi
Suraiya lives in Jaranwala, a small city located in Punjab, Pakistan, and famous for its agricultural industry. She owns a two-room house in the area called 121.G.B and has been living in it with her family since she married A. G..

Her husband has a dairy business. For this purpose, he keeps some buffaloes at his home. The buffaloes give him a good quantity of milk, which he sells to different milk vendors in order to earn a good profit. Suraiya helps her husband in getting milk from his buffaloes. They both get up early in the morning and work hard to improve their financial condition.

Suraiya is the mother of four sons. All of them are young and do different kinds of work to contribute financially to the family. Her eldest son is an ironsmith. The next oldest helps his father in his dairy business, and the other two work in a brick furnace and manufacture bricks.

Suraiya has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, her husband will buy another buffalo for his dairy business. The additional buffalo will help him increase the milk quantity, and his income as well. Suraiya is a regular user of Asasah, and this is her third loan application. In previous loan years, she responsibly paid her installments and attended every meeting.

Note: In the photo, the lady holds a book (called Asasah Passbook) in her hands is Suraiya.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 335
    View loans »
    Pakistan Loans Fundraising
  • $15,685,375
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Suraiya's Group's $950 loan helped a member to buy another buffalo for the dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Oct 25, 2010
Currency Exchange Loss:
Oct 15, 2011