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Razia's Group
In this Group: Razia , Kaniz, Domai Bibi, Nooran, Ameeran Bibi
Razia is a resident of Jaranwala, which is a small city located in the Punjab province of Pakistan. She has lived with her family in the area named Kot kabeer in a 2 room brick house for the last 16 years. She is married to M. N., who has a business of selling ice blocks in his community.

Razia herself owns and operates a milk selling business in her community. She has a buffalo at her home which gives her almost 8kg milk every day. She takes care of her buffalo by providing timely food and water.

She is a mother of 2 sons and a daughter. All of them are young and don’t go to school because Razia and N. didn’t have enough resources to afford their education.

She has applied for a loan from Kiva partner, Asasah for her milk selling business. With the loan, she will buy another buffalo for increasing the milk quantity and sales. She is hopeful that this loan investment will bring positive changes to her business and makes her income double in size.

Razia is a regular loan user of Asasah and this is her 2nd loan application. In the previous loan year, she built a good credit behavior and never missed any meetings.

Note: “In this photo, the lady who has holds a book (called Asasah Passbook) in her hands is Razia”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 403
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $1,175 loan helped a member to buy another buffalo for dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 13, 2010
Oct 25, 2010
Currency Exchange Loss:
Oct 15, 2011