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Ama Gladys
Ama Gladys G. W. is married and has six dependents. Her husband is a farmer. Ama processes 'gari' for sale at Abura. She will use the loan to purchase large quantities of cassava to process for resale. Ama assists her husband in the payment of school fees and utility bills. With the new profits from her expanded business, Ama plans to build a house.

'Gari' is made from cassava. In this picture Ama is standing behind the machine used to grind the cassava.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 30
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ama Gladys purchase large quantities of cassava to process for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 20, 2010
Oct 26, 2010
Currency Exchange Loss:
Apr 3, 2011