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Gladys Esther
Gladys N.'s cheerful expression is a sign of the way in which she lives her life in physical and virtual communications. She has a business called “Comunicaciones Gladys” where she offers Internet, photocopying and 'phone services. As she has achieved a stable market, she has also managed to start selling a variety of goods. She is a widow who lives in the Santa Elena de Barranquilla neighborhood and has 3 children aged from 29 to 33 years old. She began her business career with a dressmaking business after her husband died and she found herself alone and in charge of supporting her family, something which she didn't do before. She arrived at the Fundación Mario Santo Domingo with this initial business as part of a communal bank made up of four members. Gradually her growth became so great that she decided to go it alone, setting up a communications business which is the one she currently has since it is one of the talents for which she is well known. She currently has 6 computer systems and printer. She has already had 20 loans from this organization which have enabled her to provide an education for her children and improve her family's quality of life. The improvements to her home and Gladys' self-sufficiency are well known as is her good repayment history which makes her worthy of the trust of the many institutions which approach her.

Gladys is currently requesting a Kiva loan to update her equipment and get ready for the student holiday period which is fast approaching. Her equipment needs to be working at full speed. Her dream is to adapt her house by building a second level in order to completely separate her business; to own a general store where she can sell her merchandise and, further in the future, she hopes to buy her own car so that she can go out for a drive with her family which is what they deserve after many years of effort. This is her biggest goal.
View original language description ↓
La alegre expresión de Gladys N. es una muestra de la manera como vive su vida, entre las comunicaciones físicas y virtuales, pues ella tiene e justamente un negocio llamado “Comunicaciones Gladys, donde ofrece servicios de internet, fotocopiado, llamada y como ha logrado un mercado estable, también se las ingenió para vender mercancías variadas. Ella es una mujer viuda que vive en el barrio Santa Elena de Barranquilla y tiene 3 hijos en las edades de 29 a 33 años, e inició su vida empresarial con un negocio de confección una vez falleció su esposo, y quedó sola encargada del sostenimiento de su familia, lo cual antes no lo hacía. Con este negocio inicial, llegó a la Fundación Mario Santo Domingo en un grupo solidario de 4 integrantes, gradualmente su crecimiento fue tan notorio que debió independizarse, pero decidió emprender un negocio de comunicaciones , que es el que actualmente tiene, pues es una de las aptitudes que la caracteriza; hoy cuenta con 6 equipos de cómputos e impresora y ya tiene 20 créditos con esta organización, con la cual ha logrado ofrecer estudios a sus hijos y aumentar su calidad de vida familiar; es notorio el mejoramiento de su vivienda y la autosuficiencia de Gladys acompañada con un buen comportamiento de pago de sus obligaciones, lo que la hacen merecedora de la confianza de muchas instituciones que se le acercan.
En la actualidad está solicitando su credikiva para renovar sus equipos y prepararse para la temporada de vacaciones de los estudiantes, que muy pronto se avecina, y sus equipos deben estar a toda marcha. Su sueño es adecuar su casa construyendo su segundo piso para separar el negocio totalmente, tener una miscelánea donde vender sus mercancías y más adelante un carro propio donde pasear con su familia, tal como como se lo merecen después de muchos años de esfuerzo y este es justamente su gran desafío.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 497
    View loans »
    Colombia Loans Fundraising
  • $14,967,400
    Funds lent in using Kiva
  • 1,816.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Gladys Esther to purchase two computer systems.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 22, 2010
Listed
Nov 1, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2012