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Julie Esi Mensima
Julie Esi Mensima A. is married and has four children. She has received schooling through senior high. Julie sells smoked fish at Abura. Her husband is a security man. Julie uses her income to assist her husband in the payment of school fees. Julie will use the loan to purchase more fresh fish to smoke for sale. With the new profits from her expanded business, Julie plans to improve the education of her children.

In the picture, she displays some of the fish she smokes for sale.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,973,075
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Julie Esi Mensima to purchase more fresh fish to smoke.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Oct 25, 2010
Currency Exchange Loss:
Mar 24, 2011