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Ernestina Ama Egyirwa
Ernestina Ama Egyirwa O. sells ice cream and sachet water and makes pastries like meat pie to sell at Abura. Ernestina has received a senior high school education. She is married and has three children. Her husband is a prison officer. Ernestina has been selling ice cream and pastries for some time now. She is responsible for assisting her husband in the upkeep of the family. Her loan will be used to buy ingredients to prepare pastries to sell. She hopes to use the new profits from her business to reinvest back into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 37
    View loans »
    Ghana Loans Fundraising
  • $11,603,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Ernestina Ama Egyirwa to buy ingredients to prepare pastries for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Oct 25, 2010
Currency Exchange Loss:
Apr 4, 2011