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Unico Group
In this Group: Carmen Maria , Nolvia Del Carmen , Vilia Oneida
The "Solidario Único" group is made up of 3 members, who each has her own economic activity in the local community. The group's co-ordinator is Señora Nolvia del Carmen Munguía. She is 49 years old, married with 6 children, and lives with her family in the Solares Nuevos neighbourhood, in the town of La Unión, Olancho.

Nolvia is a determined woman who began working for a living at a very young age. She now has a small grocery store in her home, which she and her husband run. The store is well-used by their neighbours, with opening hours from 6am to 9pm. For the moment, Señora Nolvia has no health problems, but there are seasons when sales drop and so do her earnings. Her goal is to grow the business and in this way increase her earnings to improve her quality of life. She is seeking the loan to buy sugar, rice, soft drinks, butter, meat, chicken, canned foods, bread, cookies, churros, sweets, sauces, pasta, etc. With the help of the loan, she will have more and better stock in her store, and her customers will be able to buy everything they need. She has worked with [field partner] FAMA before and is very grateful for the support she has received. She is very reliable in making her repayments.

The other members of the group are: Vilia Oneida L. Z., who is seeking the loan to invest in her grocery store, and Carmen María T., who will invest in buying cosmetics that she will sell door-to-door in her community.
View original language description ↓
Grupo Solidario Único está integrado por tres socias, las cuales realizan diferentes actividades económicas en la comunidad. La coordinadora del grupo es la sra. Nolvia del Carmen Munguía, ella tiene 49 años de edad, es casada y tiene seis hijos, y junto a su familia reside en el Barrio Solares Nuevos en el municipio de La Unión, Olancho. Nolvia es una mujer luchadora que desde muy temprana edad inició a trabajar para ganarse la vida, en la actualidad tiene una pequeña pulpería en su casa de habitación que atiende ella y su esposo y como su negocio es muy visitado por sus vecinos tienen un horario de atención de 6:00 am a 9:00 pm. La sra. Nolvia por los momentos no enfrenta ningún problema de salud pero en algunas temporadas las ventas bajan y sus ganancias también. Su meta es ampliar el negocio y de esta forma aumentar sus ganancias para que su estilo de vida mejore. Ella solicita el préstamo para comprar azúcar, arroz, refrescos, manteca, carnes, pollo, embutidos, pan, galletas, churros, dulces, condimentos, pastas, etc. Con el apoyo del préstamo tendrá más y mejor surtido su negocio y sus clientes podrán encontrar todo lo que necesitan. Ella tiene varios ciclos en FAMA y está muy agradecida con el apoyo que ha recibido y es una persona muy responsable en sus pagos. Las otras integrantes del grupo son: Vilia Oneida L. Z., ella solicita el préstamo para invertirlo en su pulpería y Carmen María T. para invertirlo en la compra de cosméticos que vende de forma ambulante en la comunidad.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,247,900
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Unico Group's $1,175 loan helped a member to buy groceries generally.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 22, 2010
Listed
Oct 26, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011