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Look To We Group
In this Group: Isatu A., Molai, Mariatu, Abibatu D., Dauda
These are members of the “Look To We” group. They are small-scale businesspeople in Waterloo small town, where “Shine on Sierra Leone” partnered with SMT to start a branch. They have come to SMT/Kiva lenders in order to seek a loan of SLL 3,200,000 in order to boost their respective businesses.

Isatu A. K. is the leader of this group. Isatu was born in Makeni city. She is married to a businessman and they have five children who are attending primary school. Isatu sells fertilizer and pepper seeds. She has been a businesswoman for 10 years now. She will use her share of the loan to buy a large quantity of fertilizers, pepper, and “krain krain” seeds.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 64
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,125.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Look To We Group's $800 loan helped a member to buy a large quantity of fertilizers, pepper, and “krain krain” seeds.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 11, 2010
Nov 1, 2010
Currency Exchange Loss:
Jul 20, 2011