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Respect Father Group
In this Group: Adamsay, Ishmiel, Sallaymatu, Fatmata, Roseline
Salone Microfinance Trust (SMT), a partner of located in Makeni in northern Sierra Leone, is very pleased to present the members of the “Respect Father” group. These individuals are small-scale entrepreneurs who have all come to SMT/Kiva to request individual loans of SLL 500,000 in order to invest in their businesses.

Adamsay C. is the leader of this group. Adamsay is thirty years old and is married with five children. Three of her children are attending primary and secondary schools. Adamsay sells gara lappers (locally dyed cloths), rice, palm oil, groundnuts, and other items. She has been a businesswoman for fifteen years now. Adamsay is going to use her share of the loan to buy the materials used to make gara lapper in order to produce a large quantity of gara cloths. She will also use part of the loan to buy bags of rice for her rice selling business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,125.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Respect Father Group's $625 loan helped a member to buy materials to make gara lapper (locally dyed cloth) and to buy rice to resell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Nov 1, 2010
Currency Exchange Loss:
Aug 15, 2011