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La Cruz De Yerbateros Group
In this Group: Flor De Maria , Maria Elena , Isabel , Candel , Susana , Estefani , Rosario , Nelly , Rosmari , Cesar Enrique
"People who are determined to make progress" - that is what the ten members of this Cruz D. Yerbateros group are known as. They see how to bring income into their homes through their business activities.

Such is the case of Señora Flor D. María C. who is 40 years of age, married and has two dependent children. For over seven years she has been selling ice creams in summer and "emoliente" (a traditional hot drink) in winter. Thus she makes her best effort every day so that she and her family can get on in life. In the future she would like to have a much better equipped ice-cream parlor. She will use this loan to stock up, buying products for the summer season.

Like Señora Flor D. María C., the other group members all have their own particular stories, but they all make great efforts and share the same dedication for the good of their families.
View original language description ↓

Personas empeñosas por salir a delante, D. esta manera se denominan las integrantes del grupo la Cruz D. Yerbateros , grupo conformado por 10 socias que entre el hogar y sus familias ven la forma D. llevar ingresos económicos a sus hogares por medio D. sus negocios.
Tal así es el caso D. la señora Flor D. María C. D. 40 años D. edad casada y con 2 hijos que dependen D. ella. Hace más D. 7 años se dedica a la venta D. helados en el verano y en el invierno a la venta D. Emoliente el cual es una bebida D. la zona, esto lo hace con el mejor D. los esfuerzos para así poder salir adelante cada día por el bien D. ella y su familia y en el futuro le gustaría tener una heladería mucho mas equipada. Con el reciente préstamo ella implementará su mercadería, comprando productos para la temporada D. verano. Como la señora flor D. María C. el resto D. los integrantes tienen una historia en particular pero, todos coinciden en el esfuerzo y dedicación que brindan todos los días por el bien D. sus familias.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $60,105,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Cruz De Yerbateros Group's $3,025 loan helped a member to stock up, buying products for the summer season.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Oct 26, 2010
Currency Exchange Loss:
Mar 15, 2011