A loan of $1,000 helped perfume, creams.

Carmen Giovanna's story

Carmen is 33 years old and lives in Guasmo de Guayaquil. She sells Yambal products. Yambal is a company which provides female entrepreneurs with the opportunity to make their own independent sales.

To help with her family's expenses she began selling Yambal products. She works with her cousin's code as she is the official seller. When she had enough capital she bought products to have in stock. Currently, she offers products to her neighbors and friends from very early in the morning. She sells perfume for $20.00 to $75.00. One of her worries is having to leave her son alone with her mother while she goes out to work.

With her loan she would like to buy Yambal Products such as perfume, creams and deodorants. In the future she would like to be able to finish building her house and have rental rooms in order to have more money to provide a better life for her three children.

Translated from Spanish by Kiva volunteer Linda Oxnard

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